In today’s ever changing lending environment you need an experienced Mortgage Professional who can help guide you through today’s complex and ever changing Lending Guidelines. Rest Assured our Team of Professional Mortgage Bankers will put their knowledge and experience to work to help you make your move pleasant one. Make your choice wisely. The Real Estate and Mortgage Professionals you choose will help you make many important decisions. No one will work harder or more professionally for you than our Team of Real Estate and Mortgage Professionals.
We make the home financing decision simple. With the right combination of experience and knowledge, personal attentiveness and integrity we help you reach your goals and remove the bumps along the way. That’s the way you want it to be. We work hard to earn your trust and respect. You’ll find we stand head and shoulders above the rest. E Loans Mortgage is a premium lender dedicated to providing the right home loans for its customers. With many program choices including Conventional, Jumbo, FHA, VA, USDA and Reverse Mortgages, we have the tools at our disposal to address your particular needs. You can obtain more information by clicking on one of the buttons below. Contact us we are here to guide you along the way.
Types of loans we offer:
VA LoansVA guaranteed loans are made by lenders and guaranteed by the U.S. Department of Veteran Affairs (VA) to eligible veterans for the purchase of a home. The guaranty means the lender is protected against loss if you fail to repay the loan. In most cases, no down payment is required on a VA guaranteed loan and the borrower usually receives a lower interest rate than is ordinarily available with other loans.
Other benefits of a VA loan include:
- Negotiable interest rates.
- Closing costs are comparable and sometimes lower – than other financing types.
- No private mortgage insurance requirement.
- Right to prepay loan without penalties
- The Mortgage can be taken over (or assumed) by the buyer when a home is sold.
- Counseling and assistance available to veteran borrowers having financial difficulty or facing default on their loan.
Although mortgage insurance is not required, the VA charges a funding fee to issue a guarantee to a lender against borrower default on a mortgage. The fee the may be paid in cash by the buyer or seller, however generally it is financed in the loan amount.
A VA loan can be used to buy a home, build a home and even improve a home with energy-saving features such as solar or heating/cooling systems, water heaters, insulation, weather-stripping/caulking, storm windows/doors or other energy efficient improvements approved by the lender and VA.
Veterans can apply for a VA loan with any mortgage lender that participates in the VA home loan program. A Certificate of Eligibility from the VA must be presented to the lender to qualify for the loan.
We are located in Hernando County in Spring Hill Florida, we are only a short distance to Tampa making it the perfect place to call home. We have been servicing the Tampa Bay real estate community for many years, and bring you over 21 years of combined knowledge and experience. You won’t find a friendlier more knowledgeable staff of professionals anywhere. We will assist you with every aspect of your real estate transaction, from getting appraisals to title insurance, to pest inspections, all the way through underwriting and closing. At E Loans Mortgage we do 90 percent of the “leg work” for you, making sure that your transaction is smooth, inexpensive, fun, and easy! Call us today to see what we can do for you! Mortgage Financing In Hernando County has never been easier. We are your best choice for a Mortgage Lender in Spring Hill Florida or the surrounding Tampa Bay Area.
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